Is there a fee for using Klarna? There are no additional fees for using Klarna. The service is free for users, and you won’t be charged anything just for using the payment option. However, all Delfast customers who use Klarna will be subject to a fixed annual interest rate of 9.99%, which is guaranteed by Klarna. This is significantly lower than the standard APR of 19.99% for other purchases made through Klarna.

Will I get reminders for my payments? Yes, Klarna sends regular reminders to help you stay on top of your payments. You’ll receive notifications via the Klarna app, email, or text message. Additionally, you can set up automatic payments directly in your Klarna account under "Payment Settings." This ensures you never miss a due date.

How long does it take to apply for Klarna financing? Applying for Klarna is quick and simple. It takes no longer than a regular online purchase. Just visit the official Delfast website, choose your e-bike, add it to the cart, and select "Klarna" as the payment option. Then complete a short application, and Klarna will handle the rest. The approval process usually takes just a few minutes.

What is the minimum age to use Klarna? You must be at least 18 years old to apply for Klarna financing. This applies regardless of your nationality or the legal age of majority in your country. Both Klarna and Delfast prioritize safe and responsible shopping experiences. With Klarna’s support, Delfast encourages smart financial decisions and promotes responsible spending habits.

Why should I choose Klarna? Klarna is a trusted name in the financial industry with over 15 years of experience. Originally based in Europe, it now operates in the U.S. and offers a seamless and convenient way to purchase high-quality electric bikes from Delfast. The flexibility of monthly payments makes it easier to own the bike you want without the burden of a large upfront cost. Choosing Klarna is not only smart but also a practical choice for any buyer.

Does Klarna perform a credit check? Yes, Klarna conducts a credit check during the application process. However, this is a soft inquiry that does not affect your credit score. The process typically takes less than three minutes, and once approved, you can proceed with your purchase immediately.

Are there any penalties for paying off my balance early? No, there are no fees for paying off your balance early. When you choose a payment term of 6 to 36 months, your monthly payments are calculated accordingly. If you decide to pay off the remaining balance at any time, you can do so without any extra charges, regardless of how far you are from the next payment date.

If I was rejected by Klarna, can I find out why? Klarna does not provide specific reasons for rejections to merchants. However, you can contact their customer service directly for more information. They are available Monday through Friday from 8:00 AM to 6:00 PM ET via phone at 844-552-7621 or through 24/7 live chat on their website at www.klarna.com/us/. This is the best way to get personalized assistance and understand your situation better.